防范信用卡诈骗，牢记这五点！
<p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">随着支付方式的不断升级</span></p><p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">每个人至少都有一张或多张银行卡</span></p><p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">随之而来的是</span></p><p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">不法分子的网络诈骗手段愈发多样</span></p><p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">我们需不断提升<strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"><span style="font-size: 17px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(193, 27, 9); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">金融安全知识</span></strong></span></p><p style="margin-top: 0px; margin-bottom: 2px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">才能抵挡防不胜防的诈骗手段</span></p><p style="margin-top: 0px; margin-bottom: 0px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; font-size: 15px; letter-spacing: 2px; text-align: center; white-space: normal; background-color: rgb(255, 255, 255); vertical-align: inherit; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; visibility: visible; font-size: 17px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important;">以下<strong style="margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;"><span style="font-size: 17px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(193, 27, 9); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;">4种诈骗形式</span></strong>更需要我们牢记！</span></p><section class="layout" style="margin: 1em auto; box-sizing: border-box;"><section style="background: linear-gra**nt(-135deg, transparent 1em, rgb(85, 136, 170) 0px);border-radius: 0.5em;width: 100%;box-sizing: border-box;box-shadow: -3px 3px 5px rgba(0,0,0,0.5);margin:0 5px;" data-width="100%"><section style="background: linear-gra**nt(-135deg, transparent 2em, gray 0px); width: 1.4em; height: 1.4em; box-sizing: border-box; float: right; border-bottom-left-radius: 0.5em; box-shadow: -2px 2px 3px rgba(0,0,0,0.2);"></section><section class="135brush" style="padding: 1em 2em 1.5em 1em;color: rgb(254, 254, 254);word-wrap: break-word;box-sizing: border-box;line-height: 1.75em;"><section style="padding: 10px;text-align: center;"><section style="display: inline-block;padding:0px 0px 6px 0px;border-bottom: 1px dashed #333;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="padding: 5px 1em; color:#333;font-size:16px;letter-spacing:1px;background:#fde03d;"><span style="color: rgb(0, 0, 0);">信用卡逾期诈骗</span></section></section></section><p><span style="color: rgb(0, 0, 0);">2022年1月，王先生接到一条短信，短信内容为：</span></p><p><span style="color: rgb(0, 0, 0);">王先生回拨短信内电话，按照诈骗分子提示告知了自己的手机号、身份证号、银行卡信息、短信验证码等。随后王先生收到了信用卡消费提示短信，这才意识到自己被骗。</span></p><p></p><p><span style="color: rgb(0, 0, 0);"><em><strong>诈骗解析：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">诈骗分子以未按时还款将被上报黑名单为由，诱导受害人一步一步操作，最终将受害人银行账户的金额席卷一空。</span></p><p><br/></p><p><span style="color: rgb(0, 0, 0);"><em><strong>安全提醒：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">若您手机接收到账户逾期相关的短信或电话，一定要仔细辨别短信或电话内容是否真实，可登录银行官方网站或官方app查询账户是否逾期或者立即拨打银行客服电话进行查证。</span></p></section></section></section><section class="layout" style="margin: 1em auto; box-sizing: border-box;"><section style="background: linear-gra**nt(-135deg, transparent 1em, rgb(85, 136, 170) 0px);border-radius: 0.5em;width: 100%;box-sizing: border-box;box-shadow: -3px 3px 5px rgba(0,0,0,0.5);margin:0 5px;" data-width="100%"><section style="background: linear-gra**nt(-135deg, transparent 2em, gray 0px); width: 1.4em; height: 1.4em; box-sizing: border-box; float: right; border-bottom-left-radius: 0.5em; box-shadow: -2px 2px 3px rgba(0,0,0,0.2);"></section><section class="135brush" style="padding: 1em 2em 1.5em 1em;color: rgb(254, 254, 254);word-wrap: break-word;box-sizing: border-box;line-height: 1.75em;"><section style="padding: 10px;text-align: center;"><section style="display: inline-block;padding:0px 0px 6px 0px;border-bottom: 1px dashed #333;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="padding: 5px 1em; color:#333;font-size:16px;letter-spacing:1px;background:#fde03d;"><span style="color: rgb(0, 0, 0);">代还信用卡诈骗</span></section></section></section><p><span style="color: rgb(0, 0, 0);">陈先生信用卡欠了3万元无力偿还，在网上看到有人称能帮其代还信用卡，只需要出点手续费就行了，陈先生立即联系了对方，却被对方以支付手续费等费用为由，先后向其转了7500余元，随后再也联系不上。</span></p><p></p><p><span style="color: rgb(0, 0, 0);"><em><strong>诈骗解析：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">代还信用卡有风险，容易成为诈骗的对象，不仅还款不成还反被诈骗，所以信用卡持卡人要理性消费，避免过度透支，不要相信天上会掉馅饼。</span></p><p><br/></p><p><span style="color: rgb(0, 0, 0);"><em><strong>安全提醒：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">如采用不正规的还款方式进行还款，还款人姓名和持卡人不一致，显然是别人帮还的信用卡，长期如此，会让银行怀疑持卡人还款能力不行，会将持卡人列入高风险客户名单，所以持卡人还需理性使用信用卡，选择正规的还款渠道。</span></p></section></section></section><section class="layout" style="margin: 1em auto; box-sizing: border-box;"><section style="background: linear-gra**nt(-135deg, transparent 1em, rgb(85, 136, 170) 0px);border-radius: 0.5em;width: 100%;box-sizing: border-box;box-shadow: -3px 3px 5px rgba(0,0,0,0.5);margin:0 5px;" data-width="100%"><section style="background: linear-gra**nt(-135deg, transparent 2em, gray 0px); width: 1.4em; height: 1.4em; box-sizing: border-box; float: right; border-bottom-left-radius: 0.5em; box-shadow: -2px 2px 3px rgba(0,0,0,0.2);"></section><section class="135brush" style="padding: 1em 2em 1.5em 1em;color: rgb(254, 254, 254);word-wrap: break-word;box-sizing: border-box;line-height: 1.75em;"><section style="padding: 10px;text-align: center;"><section style="display: inline-block;padding:0px 0px 6px 0px;border-bottom: 1px dashed #333;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="padding: 5px 1em; color:#333;font-size:16px;letter-spacing:1px;background:#fde03d;"><span style="color: rgb(0, 0, 0);">办理网上贷款诈骗</span></section></section></section><p><span style="color: rgb(0, 0, 0);">孙先生接到自称是某消费金融公司客户经理周某的电话，声称可以为孙先生办理贷款。孙先生同意后，通过周某发送的链接下载了伪造的某消费金融公司APP，并根据APP的指引完成操作并获取伪造的10万元授信额度。随后，周某编造多种理由引导孙先生向某个人账号先后转账5000元。等到孙先生追问贷款情况时，周某便销声匿迹。孙先生找到该消费金融公司进行投诉后，方知自己上当受骗。</span></p><p></p><p><span style="color: rgb(0, 0, 0);"><em><strong>诈骗解析：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">诈骗分子以消费金融公司的名义制作伪造的APP，诱导消费者下载该APP并申请借款。消费者获得“授信额度”后，不法分子以发放贷款为诱饵，诱导消费者先缴纳一部分操作费、保证金等。</span></p><p><br/></p><p><span style="color: rgb(0, 0, 0);"><em><strong>安全提醒：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">下载软件需认真分辨从官方渠道进行下载，从他人链接里下载的消费金融APP很可能是假的“钓鱼”APP，会造成上当受骗的下场。</span></p></section></section></section><section class="layout" style="margin: 1em auto; box-sizing: border-box;"><section style="background: linear-gra**nt(-135deg, transparent 1em, rgb(85, 136, 170) 0px);border-radius: 0.5em;width: 100%;box-sizing: border-box;box-shadow: -3px 3px 5px rgba(0,0,0,0.5);margin:0 5px;" data-width="100%"><section style="background: linear-gra**nt(-135deg, transparent 2em, gray 0px); width: 1.4em; height: 1.4em; box-sizing: border-box; float: right; border-bottom-left-radius: 0.5em; box-shadow: -2px 2px 3px rgba(0,0,0,0.2);"></section><section class="135brush" style="padding: 1em 2em 1.5em 1em;color: rgb(254, 254, 254);word-wrap: break-word;box-sizing: border-box;line-height: 1.75em;"><section style="padding: 10px;text-align: center;"><section style="display: inline-block;padding:0px 0px 6px 0px;border-bottom: 1px dashed #333;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="padding: 5px 1em; color:#333;font-size:16px;letter-spacing:1px;background:#fde03d;"><span style="color: rgb(0, 0, 0);">提升信用卡额度诈骗</span></section></section></section><p><span style="color: rgb(0, 0, 0);">李女士收到一条陌生号码(106开头)发来的短信称可以无条件提升信用卡额度，并附有相关链接，李女士遂点击该链接进入一个和银行官方网站高度相似的网站，并根据提示输入其信用**、身份证号、电话号码及手机收到的验证码后，其信用卡中的8000余元被扣除，李女士意识到被骗，遂报警。</span></p><p></p><p><span style="color: rgb(0, 0, 0);"><em><strong>诈骗解析：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">诈骗分子通过无条件提额吸引受骗者，令其点进违法链接，获取到李女士的个人身份信息、联系方式和账户信息，最终将李女士卡里的余额全部席卷一空。</span></p><p><br/></p><p><span style="color: rgb(0, 0, 0);"><em><strong>安全提醒：</strong></em></span></p><p><span style="color: rgb(0, 0, 0);">不要点击短信中的陌生链接，更不要泄露银行卡密码、手机验证码等重要信息，办理信用卡相关业务请到银行网点或咨询官方客服。</span></p><p><br/></p></section></section></section><section class="layout" style="margin: 1em auto; box-sizing: border-box;"><section style="background: linear-gra**nt(-135deg, transparent 1em, rgb(85, 136, 170) 0px);border-radius: 0.5em;width: 100%;box-sizing: border-box;box-shadow: -3px 3px 5px rgba(0,0,0,0.5);margin:0 5px;" data-width="100%"><section style="background: linear-gra**nt(-135deg, transparent 2em, gray 0px); width: 1.4em; height: 1.4em; box-sizing: border-box; float: right; border-bottom-left-radius: 0.5em; box-shadow: -2px 2px 3px rgba(0,0,0,0.2);"></section><section class="135brush" style="padding: 1em 2em 1.5em 1em;color: rgb(254, 254, 254);word-wrap: break-word;box-sizing: border-box;line-height: 1.75em;"><section style="padding: 10px;text-align: center;"><section style="display: inline-block;padding:0px 0px 6px 0px;border-bottom: 1px dashed #333;box-sizing: border-box;"><section class="135brush" data-brushtype="text" style="padding: 5px 1em; color:#333;font-size:16px;letter-spacing:1px;background:#fde03d;"><span style="color: rgb(0, 0, 0);">温馨提醒</span></section></section></section><p><span style="color: rgb(0, 0, 0);"><em><strong>1.保护个人信息：</strong></em>要保护好个人身份信息和账户信息,在非必要情况下不向陌生人提供身份证号码、家庭住址等重要信息。</span></p><p><span style="color: rgb(0, 0, 0);"><em><strong>2.不轻信他人：</strong></em>不轻信来历不明的电话和手机短信，不要轻易相信来历不明的电话或者短信,避免给不法分子进一步设下圈套的机会。<br/></span></p><p><span style="color: rgb(0, 0, 0);"><em><strong>3.不贪图小利：</strong></em>信用卡还款选择官方可靠的渠道，如自动存取款机（CRS）、网点柜台、网上银行主动还款、开通自动还款功能、手机银行APP、第三方支付平台（如微信、支付宝等）等。</span></p><p><span style="color: rgb(0, 0, 0);"><em><strong>4.不透露密码：</strong></em>为银行卡、网上银行、手机银行设置复杂程度较高的密码，不向任何人透露或转发短信验证码及其他形式动态密码。</span></p><p><span style="color: rgb(0, 0, 0);"><em><strong>5.不过度透支：</strong></em>信用卡持卡人要理性消费，量力而行，避免过度透支，不要相信天上会掉馅饼。</span></p></section></section></section><p><br/></p><link rel="stylesheet" href="//www.ynian.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_eUu" id="wcn_editor_css"/>
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